Fixed Indexed Annuities (FIA): How to Secure a Steady Income for Life

Retirement should be about enjoying life, not worrying about running out of money. A Fixed Indexed Annuity (FIA) can provide you with steady, predictable income—no matter what happens in the stock market.

What is a Fixed Indexed Annuity?

An FIA is a retirement savings product that:

  • Grows your money based on an index (like the S&P 500).
  • Protects your principal from market losses.
  • Provides guaranteed income for life.

Benefits of an FIA

  • Growth Without Market Risk – Your money earns interest based on an index but never loses value due to market declines.
  • Tax-Deferred Growth – Pay no taxes on your earnings until you withdraw them, maximizing your savings.
  • Lifetime Income Options – Convert your annuity into guaranteed income so you never outlive your money.

Who Should Consider an FIA?

If you’re looking for a safe, tax-advantaged way to grow your retirement savings while ensuring you’ll never run out of income, an FIA could be a great solution.